INNOVATIVE FINANCIAL SOLUTIONS
Differing from traditional credit cards available to your members, The PayCard was engineered to smoothly handle all aspects of managing and paying healthcare expenses for themselves, loved ones and even their pets.
The PayCard
Get approved within seconds
It’s simple, and that was intentional. Members apply for The PayCard, get approved within seconds*, and can start to pay healthcare and veterinary expenses immediately.
We are proud to contribute to the enhancement of the healthcare payments ecosystem too. The health-centered credit card can be offered by doctors to their patients at the time of service. Under that scenario, applicants would be directed to a participating credit union for membership qualifications. It’s a win-win.
Freedom To Control Medical Decisions
There’s a reason your members trust their financial well-being with your institution – their needs come first. The PayCard was designed with your members in mind too by providing freedom to control their medical decisions.
Ability to earn $1,000 cash back annually on medical spend
Accepted anywhere for medical services, veterinary care and medical equipment
Can be utilized to pay for prescriptions and insurance premiums
Generous credit line to offset gap in insurance coverage
Credit union-friendly interest rate (lower than card industry average)
HSA Integration (patent pending)
Ability to negotiate “cash” price with medical provider
Approval within seconds with digital card issued for immediate use (physical card follows)
Savings up to 85% on retail prescription costs
Financial wellness with budget counseling when needed
Advocacy related to medical billing details upon request
Up to $5,000 for medical expenses related to an accident and up to $5,000 towards accidental death insurance coverage